Crypto card/neobank tier list S: EtherFi: 3% cashback from day 1 (lots of campaigns, eg. rn 20% cashback for the whole month of October), borrow against ETH, 10% stablecoin yield you can spend money with, pay down your mortgage with crypto, lower fees on travel, 1% on forex, basically a full neobank A: Payy: privacy focus (zk), card that lights up when you pay, neobank, points program soon, this would be in S as well if they had cashback. It's a very cool card but it's not a comprehensive financial solution. Gnosis: My go to card before I started using EtherFi. 1-4% cashback in $GNO (heavily limited), no forex fee, but a bit hassle to transfer money to the card (bridge to Gnosis chain), doesn't work in the US B: Bybit: Very convinient for Bybit users. My go to card before Gnosis. Low fx fee, seamless, up to 8% cashback (limited to $500 lol). Maybe some new stuff in collab with Mantle, but haven't checked, custodial C: Metamask: 1-3% cashback (but zero on the first $10k kek), no fx fee, seamless with Metamask, but who uses that anymore fr, if Rabby comes with a card would prob use it Kast: 2% fx fee, points system, but fake points sort of (you don't get real cashback you can spend and they set their own FDV for the points), and custodial, not really crypto. D: Crypto dot com: custodial, needs to stake a lot of $CRO to get good cashback 6%, either stake or pay $5 per month to use the card, available everywhere though Haven't checked out Tuyo, but could maybe be worth trying. Lots of similar features to EtherFi but seems less integrated together. For now, EtherFi is the sole winner and they're quickly beginning to compete with neobanks worldwide. If you want to try out EtherFi and get $25 when you sign up, use my link here: