In Q4, we’re laying the foundations of the first community DeFi bank.
Cash. Yield. Bonds. Euros. FX.
One system. One logic. One future.
👇 Here’s what’s coming in Q4:

1/After hyper-growth and rationalization, USUAL now enters its consolidation phase.
We are focused on:
➡️ Scacity,
➡️ Sustainability, and;
➡️ Long-term value.
2/Reward for Long-term value users and community:
We've exceeded $27M in protocol revenue, with 33% redistributed and 67% fueling buybacks/treasury growth.
To date, over 6% of circulating supply has been repurchased by the protocol, increasing the token’s scarcity.
3/The USD lineup becomes one unified architecture:
💵 USD0 — Cash that works for you
⚙️ USD0x — Delta-neutral yield
🧱 bUSD0 — Bond & ownership
Together, they form the backbone of USUAL’s DeFi bank.

3a/ USD0 - our old friend, but made productive:
USD0 evolves beyond stability: adds an accural and rebasing mode, sharing the protocol revenue.
Stable, productive, and inflation-hedged — your “on-chain savings account.”
3b/ USD0x - "Delta-neutral yield" option:
A delta-neutral yield engine that captures real, market-neutral yield via spot & futures strategies.
A cleaner, simpler way to earn high real yield - WITHOUT THE FARM.
3c/ bUSD0 - the MODERN bond:
Lock your USD0. Earn yield + $USUAL.
Behind the scenes: revenue flows to the DAO, fueling buybacks and redistributions — linking deposits directly to protocol value.
Ownership through loyalty.
4a/ EUR0 is coming.
A real on-chain euro — 1:1 backed by Eurozone T-Bills, built for safety and composability.
Two paths:
🟢 Permissionless via EURC (retail)
🔵 Permissioned via collateral (institutional)
The euro enters DeFi, properly.

4b/
For funds and DAOs thinking in €, USD-based DeFi creates FX drag.
EUR0 + FX rails end that friction — letting capital flow between EUR↔USD natively, at institutional pricing.
USUAL becomes multi-currency, not multi-token.
5a/ FX rails = the missing layer between stablecoins.
Seamless EUR↔USD swaps powered by oracle-verified rates and deep EUR0–USD0 pools.
Cross-currency liquidity, instant, transparent, and composable.
5b/
This isn’t a DEX add-on — it’s the foundation of an on-chain FX market.
The rails will soon connect ETH0, BTC0, and more.
Multi-currency DeFi, built into the protocol itself. 🌍
6/ $USUAL — Scarcity & Utility in Motion
Emissions now scales with TVL — not time.
Because growth should fuel scarcity, not inflation.
$USUAL evolves from distribution to alignment — fewer emissions, stronger utility, and long-term scarcity.
The token becomes the ecosystem’s engine — not its expense.
7/ Liquidity & UX -
We VOW to strengthen liquidity (stables, $USUAL pairs) to deepen markets and improve execution quality.
Moreover, the new Transparency Center goes live.
Real-time collateral, NAV, and risk data. Live proof on-chain.
The fintech standard, brought to DeFi.
8/ Q4 builds the foundation for USUAL v2 with the following:
💵 Productive cash
⚙️ Real yield
🌍 Multi-currency liquidity
🔷 Transparent markets
Shifting product suite → integrated financial system.
The first community-owned DeFi Bank is taking shape.
Join us at USUAL.
20,08 тыс.
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