How do I deposit EUR with a debit or credit card?

发布于 2026年2月12日更新于 2026年2月12日阅读时长 6 分钟

You can now complete a cash deposit from your bank account to your OKX account using Visa or Mastercard debit or credit cards. To initiate the transfer, you’ll need to add a valid card issued by an European Economic Area (EEA) bank that hasn’t expired. Once the card deposit is processed successfully, the funds will be credited instantly to your OKX account, allowing you to start trading right away.

How do I make a EUR deposit with a credit or debit card?

On the app

  1. Open your OKX app, select Transfer, then Deposit

    Select Deposit from the pop-up menu

  2. Select Euro from the asset list

    Select Euro from the list

  3. Select Visa/Mastercard and select Next

    Proceed with Next once you've selected Visa/Mastercard

  4. Click on Add card. You can skip this step if you have already added a card

    • Provide your card details to add your card, then select Next

    • Provide your billing address, then select Next

  5. After adding your card, you'll see the success notification confirming that your card has been added

  6. Input your preferred amount, then select Preview

    Preview your deposit before completing the process

  7. Select Submit to initiate deposit via your card
    Note: your bank may require you to obtain approval via SMS code or through the respective banking app. Once you receive the code, you can enter it to complete the transaction.

  8. After the deposit is successful, you will see a debit authorisation on your card

  9. Funds will be available for trading immediately after the deposit is completed

On the web

  1. Log in to your account here, select Deposit, and select Cash to initiate a cash deposit

  2. Select Visa/Mastercard and click Next

    After selecting Deposit from the main menu, select Cash and Visa/Mastercard before proceeding with Next

  3. Select the Add button. You can skip this step if you have already added a card

    Effortlessly add the card by selecting Add

    • Provide your card details and billing address to add your card, then select Next

      Add all the required details before proceeding to click Next

  4. After adding your card, you'll see the success notification confirming that your card has been added

  5. Key in your preferred amount, then select Preview

    Select Preview to proceed in previewing your deposit details

  6. Select Submit to initiate deposit via your card

    Submit your deposit once you're done
    Note: your bank may require you to obtain approval via SMS code or through the respective banking app. Once you receive the code, you can enter it to complete the transaction.

  7. After the deposit is successful, you will see a debit authorisation on your card

  8. Funds will be available for trading immediately after the deposit is completed

FAQ

1. What cards can I use?

You can use Visa or Mastercard cards. We support both credit and debit cards issued by banks in the EEA region only.

2. What are the fees?

Fees may vary depending on the country of residence you belong to. Visit here to learn more about how you can check the fees.

3. Why am I receiving an error when adding a card?

If you're experiencing difficulty with adding your card, please make sure the card details you entered are accurate. If you're still having issues, contact us here for assistance. You'll be prompted during the add card process to do extra authentication via a small micro charge.

4. Why am I receiving an error when completing a transaction with my card?

Please make sure your card hasn't expired and all details are entered correctly. If the issue persists, you can contact your bank to learn more or contact us here.

5. I received a verification code while trying to complete a transaction. Where do I get this code from?

This code is generated by the issuing bank and is part of the 3-D secure authentication process, which helps to keep your card secure. You can enter the code you received from your bank to complete the transaction.

6. My card transaction was declined, but I still see money deducted. When will I get my refund?

For declined transactions, your bank may place a temporary hold on the amount when the payment attempt is made. These funds are usually released automatically within a few days, depending on your bank’s processing time. If the hold hasn’t been released after a week, we recommend reaching out to your bank for further assistance.